To know more about Safeco car insurance, it’s coverage, special discounts and features, affordability and satisfaction rating, read on.
Surprisingly the overall rating of Safeco is only 72 out of 100, which is low compared to other insurance providers in the U.S market. Some of the scores which affect this overall rating are an affordability rating of 3, customer satisfaction rating of 3.7, and financial stability rating of 2.8. With these ratings, it lies much behind the top competitors in the U.S market.
To know the state-specific information on Safeco you need to surf with each state name. However, the normal coverage and policies of Safeco are pretty much compliant with market standards and offers all that which any other company would in the states Safeco works.
Bodily injury liability and uninsured motorist injury liability at California is up to $15000 per person and $30000 per person. Property damage liability and uninsured motorist property damage are $5000 ad $3500 maximum respectively.
To get a personalized Safeco Car insurance quote you should contact the company, and find out of you have Safeco in your state or not.
The affordability rating is given based on people’s preference for the policy on the basis of the cost-effectiveness. As people tend to choose a policy based on the price and premium, the rating also goes high or low. In the case of Safeco, the affordability rating is quite low and just 3 on a scale of 5. This shows that it’s expensive, and not much preferred by people seeking cheap car insurance policies.
When a hypothetical case study is made, it’s seen that if a 30 year old person buys a Safeco policy with a clean record of no earlier road accidents and claims, then he will have to pay around $172 for a sedan class car per month as premium. This amount when compared to other policies will be higher by $20 to $39 per month. And when the calculation is done on a 6 months basis then the Safeco policy will be costlier than the other policies by $200 to $299 in 6 months.
These Safeco car insurance reviews tell the picture that how much expensive a Safeco policy is and why the affordability rating is thus low for it.
Some discounts are offered by the company for the several coverages. They are on:
- Anti-Lock Breaks
- Young Driver Training
- Anti-Theft Devices
- Safe Driving Record
- Defensive Driver Courses
- Multi-Line Policy
- Up-Front Payment
- Low Annual Milage
- Multi-Vehicle Policy
When you see the customer satisfaction rating, you get an idea of what customers have to say about it, or how the company is with its customers. The rating of satisfaction is just 3.7 on a scale of 5 for Safeco, which is not much impressive, but overall is not very bad too.
The ability to pay for the claims of the policy holders makes for this rating. In case of Safeco, this rating is 2.8 only, which is quite low for an auto insurance provider. The company is a subsidiary of Liberty Mutual. Their total assets are of $128.3 billion which is satisfactory though.
Overall the sketch you get of Safeco auto insurance company is an expensive insurance provider, which is average in customer satisfaction maintenance and has a poor rating for settling policy claims.
Survey Review Data
175 Berkeley Street, Boston,