Safeco

Car Insurance
A quick overview of the Safeco Insurance Company of America will show you that this insurance provider is offering policies mainly in the Western states of the country. They also have a name for offering policies at slightly higher premiums than other average car insurance companies.
3.7
out of 599 user reviews

Insurance Coverage

To know more about Safeco car insurance, it’s coverage, special discounts and features, affordability and satisfaction rating, read on.

Surprisingly the overall rating of Safeco is only 72 out of 100, which is low compared to other insurance providers in the U.S market. Some of the scores which affect this overall rating are an affordability rating of 3, customer satisfaction rating of 3.7, and financial stability rating of 2.8. With these ratings, it lies much behind the top competitors in the U.S market.

To know the state-specific information on Safeco you need to surf with each state name. However, the normal coverage and policies of Safeco are pretty much compliant with market standards and offers all that which any other company would in the states Safeco works.

Bodily injury liability and uninsured motorist injury liability at California is up to $15000 per person and $30000 per person. Property damage liability and uninsured motorist property damage are $5000 ad $3500 maximum respectively.

To get a personalized Safeco Car insurance quote you should contact the company, and find out of you have Safeco in your state or not.

Coverage Options

Insurance coverage is standard for Safeco, and it offers and covers all standard car insurances. Bodily injury, uninsured motorist coverage, comprehensive coverage, collision coverage, and medical liabilities, all are covered by Safeco. Besides these, Safeco also covers other options like:

Roadside Assistance: some very important assistance is available with Safeco roadside coverage. If you are stuck in some emergency on the roads, whether it’s for a car breakdown, or for a tire puncture, or for being locked out of the car, a fuel leak or any odd problem, you will need immediate assistance. The insurance provider will reimburse all expenses for towing the car, emergency repairs, sending a technician to the car, sending a locksmith to the car etc.

Rental Car Reimbursement- a rental car reimbursement is a much-needed service when you need to rent a car that has facilities equivalent to your own car, in an occasion of your car being in a damaged state, or sent for repairs etc.’

To know how soon you may get the claims processed you must look for that section of the review.

 

Affordability

The affordability rating is given based on people’s preference for the policy on the basis of the cost-effectiveness. As people tend to choose a policy based on the price and premium, the rating also goes high or low. In the case of Safeco, the affordability rating is quite low and just 3 on a scale of 5. This shows that it’s expensive, and not much preferred by people seeking cheap car insurance policies.

When a hypothetical case study is made, it’s seen that if a 30 year old person buys a Safeco policy with a clean record of no earlier road accidents and claims, then he will have to pay around $172 for a sedan class car per month as premium. This amount when compared to other policies will be higher by $20 to $39 per month. And when the calculation is done on a 6 months basis then the Safeco policy will be costlier than the other policies by $200 to $299 in 6 months.

These Safeco car insurance reviews tell the picture that how much expensive a Safeco policy is and why the affordability rating is thus low for it.

Some discounts are offered by the company for the several coverages. They are on:

  • Anti-Lock Breaks
  • Young Driver Training
  • Anti-Theft Devices
  • Safe Driving Record
  • Defensive Driver Courses
  • Multi-Line Policy
  • Homeowner
  • Up-Front Payment
  • Low Annual Milage
  • Multi-Vehicle Policy

Customer Satisfaction

Customer Satisfaction Rating: 
3.7
out of 599 user reviews

When you see the customer satisfaction rating, you get an idea of what customers have to say about it, or how the company is with its customers. The rating of satisfaction is just 3.7 on a scale of 5 for Safeco, which is not much impressive, but overall is not very bad too.

Financial Stability

Financial Stability Rating: 
2.8
out of 599 user reviews

The ability to pay for the claims of the policy holders makes for this rating. In case of Safeco, this rating is 2.8 only, which is quite low for an auto insurance provider. The company is a subsidiary of Liberty Mutual. Their total assets are of $128.3 billion which is satisfactory though.

Conclusion

Overall the sketch you get of Safeco auto insurance company is an expensive insurance provider, which is average in customer satisfaction maintenance and has a poor rating for settling policy claims.

Survey Review Data

Contact Info

General Phone Number: 
1-800-332-3226
Customer Service Phone: 
1-877-762-3101

175 Berkeley Street, Boston,

MA 02116

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The above word, PIP is related with a type of insurance or can be called as a personal medical protection to those peoples who have this. PIP, stands for personal injury protection auto insurance or personal insurance protection.

If someone have a vehicle like car, bus, van, jeep, motorbike, scooter etc. than he/she must have to insure your vehicle under any insurance policy. Any insurance company just assured you to get the coverage of your vehicle at the time of damage due to certain reasons of occurring accident.

Many coverages are there in insurance policies, but not any other issues can be covered through that particular policy. So, for that the other types of issue of damage or accident there is a comprehensive auto insurance covers. What is comprehensive insurance?