However Metlife has some user ratings, which is quite impressive, and you may like a few features especially. To know more about their services, stability, and other factors, and compare them with other policies, read on.
Metlife Car Insurance has an overall rating of 85 out of 100, and this is a fairly nice rating. This rating is based on the smaller ratings of financial stability rating of 4, customer satisfaction rating of 4.1, affordability rating of 3, which are all given on a scale of 5.
Metlife offers car insurances in all states of the U.s. Yet the rules differ from one state to other for the automobile laws differ. If you have to compare, you must check with the coverage of other companies.
For an example of the coverage plans of Metlife, the cover in Colorado is described below:
- Bodily injury cover of $25000 per person and $50000 per accident is given the minimum.
- Property damage cover of $15000 given.
- Uninsured motorist cover of $25000 per person and $50000 per accident given
- Medical payments cover of $5000 per accident.
These are all standard plans which have parity with other insurance providers too.
The affordability of the cheap car insurance company is the measure of how cheap or expensive customers are finding the policy plans. The rating of affordability on a scale of 5 is 3. This means that the policy is affordable, and yet a little expensive than many other policies.
Hypothetically, if a man using a sedan class car, and aged 30 years buys a policy from Metlife, then his monthly premium installment would be around $217. When compared to other insurance policies, this amount is higher than the average by $80 to $99. When this calculation done for 6 months, then the premium collected over 6 months comes to $1303, and the extra he is paying compared to other average policies would be approximately $400 or higher.
The discounts currently offered by Metlife policies are:
- No claims
- Good Student
- Defensive driver courses
- Multi-line policy
- Safe driving record
All of these discounts are to help you save on your monthly premiums.
Customer satisfaction rating on 5, is a good figure, which suggests that as per Metlife Car insurance reviews, that they are good in resolving issues of customers, and have an impressive record of helping the customers.
This rating is much better than most other insurance providers, and one may rely on the insurance provider to get good customer dealing experiences from them. This rating has been given based on other important ratings which are as follows:
- Ease of setup - 8.6
- Customer service - 8.2
- Claims process - 8.5
- Discount dissatisfaction - 7.9
- Premium affordability - 7.5
The financial stability is based on the power and records of the insurance company to settle customer claims. The financial stability rating of MetLife insurance is 4, which is quite impressive a rating. With total assets of $474.9 billion, the Metlife car insurance is one of the healthy companies to buy a policy from.
It’s important to compare quotes and apply for a policy. Getting a cheap quote is not enough, but you must rather find out who is settling claims better, who is handling customers best, and where they are settling faster claims etc. On the basis of all these things you should get your insurance.
The contact umber to customer care of Metlife is (800) 422-4272, and the general contact number is (212) 867-0750.
Survey Review Data
Metropolitan Life Insurance Company,