Car Insurance
Erie is a car insurance company who has many other branches offering life insurance, home insurance etc. Here we will be discussing the car insurance segment of Erie insurances.
out of 599 user reviews

Insurance Coverage

The company has a strong financial backing, and hence the customers of Erie insurance company are safe. In fact, you would get lots of discounts from the company on your car insurance covers. The states where Erie car insurance serves are Kentucky, Illinois, Indiana, Maryland, North Carolina, New York, Ohio, Tennessee, Pennsylvania, Wisconsin, and West Virginia.

The rating of Erie as an insurance provider is 93 out of 100, which is a fairly good amount, and tells its success story. It’s favored by people for it’s all round good ratings, and some of them are, 4 for affordability, 4.1 for customer satisfaction rating, and 4 for financial stability, on a scale of 5.

Erie offers car insurance in, Maryland, North Carolina, New York, Ohio, Tennessee, Kentucky, Illinois, Indiana, Pennsylvania, Wisconsin, and West Virginia. Every state has different rules for best automobile insurance, and the cover will vary from one state to state.

In the case of Illinois the following covers are available from the company:

  • Bodily injury coverage and uninsured motorist bodily injury cover of $20000 per person, and $40000 per accident.
  • $15000 property damage cover
  • Uninsured motorist damage cover of $15000 with a deductible of $250
  • Uninsured motorist cover of $25000 per person, and $50000 per accident

All of these covers are declared while maintaining a market standard.

Coverage Options

The coverage you get from Erie, which is standard are, property damage cover, bodily injury liability, comprehensive and collision coverage, medical payments etc. but besides the standard covers, the company also offers some extra special covers, which are:

Rental car expenses - if your car meets an accident, and is sent for repairs, then you may have to rent a car, and in that case, you will be paid for the rental expenses by Eric insurance.

Locksmith services- you will get reimbursed for the expenses met in an event of you being locked out of the car for losing keys etc. The locksmith service will be paid for by the company.

Windshield repair - if the windshield is damaged and a repair can bring it back to working instead of a replacement, then you will not have to pay the deductible for this.

Personal item coverage - in the case of a damage for accident or other reasons, the personal belongings inside the car are covered for up to an amount of $350. This includes luggage, dresses, other personal belongings etc.


The affordability rating of Erie Insurance Company is 4 out of 5. This shows how much they are affordable for giving away some cheap insurance plans. Customers find the plans affordable than many other insurance providers.

In an estimate made for a 30-year-old person owning a car like Honda Accord, it has been seen that $121 is spent on monthly premium, and this shows a savings of some $19 per month compared to other standard policy plans. When the amounts are summed up for 6 months, then it’s seen that $724 is the 6 months premium which helps save close to $99 in the span.

Besides the affordable policy cover, the Erie car insurance quote also reflects some nice discounts on the policy, which are:

  • Anti-Lock Breaks
  • Multi-Line Policy
  • Low Annual Mileage
  • Safe Driving Record
  • Multi-Vehicle Policy
  • Up-Front Payment
  • Young Driver Training
  • Internal Safety Features

Customer Satisfaction

Customer Satisfaction Rating: 
out of 599 user reviews

The customer satisfaction rating of Erie insurance is 4.1, which indicates how the insurance company is catering to the needs of its customers, dealing with issues, attending calls and cases, replying to problems and queries etc. This is a very important measure to determine whether the company is good for future dealings or not. 4.1 is a good rating on a scale of 5, and tell that the company has a good statistics of satisfying customers.

The separate values all contributing to this rating are:

  • Ease of setup - 8.5
  • Customer service - 8
  • Claims process - 8.6
  • Premium affordability - 7.9
  • Discount satisfaction - 7.7

Financial Stability

Financial Stability Rating: 
out of 599 user reviews

The financial stability rating of 4 out of 5 is a good figure, and this stability of the company is reflected by its value of assets amounting to, $1.4 billion. On evaluating Erie car insurance reviews, it’s seen that Erie received A+ rating from A.M. Best agency.


The company has a nice foundation as per financial stability, good customer satisfaction records, attractive policy covers and an affordable policy premium, thus being interesting to evaluate for people of most income groups.

Survey Review Data

Contact Info

General Phone Number: 
(800) 458-0811
Customer Service Phone: 
(800) 458-0811

Erie Insurance Group
100 Erie Insurance Place
Erie, PA 16530-1104

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If someone have a vehicle like car, bus, van, jeep, motorbike, scooter etc. than he/she must have to insure your vehicle under any insurance policy. Any insurance company just assured you to get the coverage of your vehicle at the time of damage due to certain reasons of occurring accident.

Many coverages are there in insurance policies, but not any other issues can be covered through that particular policy. So, for that the other types of issue of damage or accident there is a comprehensive auto insurance covers. What is comprehensive insurance?