Amica

Car Insurance
Many people know that Amica is a mutual insurance company, but it is an automotive insurance company too. Most of the states in the country get its services. Amica is not much famous for offering cheap insurance policies.
4.3
out of 599 user reviews

Insurance Coverage

Rather its policy prices are as expensive as many other big names in the auto insurance segment. 

Based on several parameters, the rating of Amica as the auto insurance provider is 94 out of 100. This rating is a fairly good one and combines three important ratings on a scale of 5. They rate 4 for affordability for their plans being somewhat expensive, 4.3 for customer satisfaction, and another 4 for financial stability. It has been compared with other insurance company plans, and it stands on the 4th place as the most favored insurance providers in the country.

The cheap auto insurance coverage provided by Amica falls under the same standard as many other leading insurance providers in the nation offers. The standard ones like bodily injury liability, property damage liability, uninsured motorist bodily injury, and property damage all are covered by the company.

Bodily injury coverage and uninsured motorist bodily injury, both are $15000 per person and $30000 per accident. $5000 is for property damage and $3500 for uninsured motorist property damage.

Coverage Options

Here are some interesting coverage extras which are provided by Amica. Besides the standard coverages which are uninsured motorist coverage, property damage coverage, bodily injury coverage, collision and comprehensive coverage, and medical coverage, here are some exciting extras, which you must know:

Roadside Assistance: You would definitely need his sometime or the other in an event of the car broken in the mid of the journey for lack of fuel, or tire burst, or a dead battery etc. Any such reason will need the car to be repaired there, or towed to the nearest service station. The full expense of this emergency service is paid by the insurer.

Prestige Rental coverage: If you have to rent a car for your own car being in the service station for repair etc, then you will get up to $5000 per day on your claim of car rental for a car of the equivalent facility.

Full Glass Coverage: A full glass coverage is to compensate for and pay for the full repair or replacement of the windshield or door or windows of the car.

Identity Fraud Monitoring: Your sensitive information and credit files are monitored by the insurer, and any kind of fraudulent activity or suspicious activity with your details is immediately reported to you by the company.

Affordability

When comparing the affordability of Amica Insurance Company with other leading insurers in the market, the rating comes to 4 out of 5. This rating shows that though Amica is expensive as many other insurance providers, yet it’s less expensive compared to other leading names. Where the monthly premium quote that is highest in the market is close to $145, in the case of Amica it is $125, which is quite less. In this way, when you combine the 6 months EMI, you would see that there is a substantial saving of some $99 when you go for Amica policies compared to other expensive policies.

As per Amica car insurance reviews, the total numbers of discounts available on the Amica policies are 13, which includes the following:

  • Customer Loyalty
  • Auto Pay
  • Electronic Billing
  • Defensive Driver Courses
  • Homeowner
  • Good Student
  • Up-Front Payment
  • Long Distance Student
  • Internal Safety Features
  • Multi-Vehicle Policy
  • Multi-Line Policy
  • Young Driver Training
  • Anti-Theft Devices

Customer Satisfaction

Customer Satisfaction Rating: 
4.3
out of 599 user reviews

Some of the main parameters which have actively contributed towards the making of the Amica customer satisfaction rating are:

Premium Affordability - 8

Claims Process - 9.2

Ease of Setup - 9.3

Discount Satisfaction - 7.9

Customer Service - 9.1

The ratings contribute to form an overall customer satisfaction rating of 4.3 in 5 for Amica. And undoubtedly this rating is one of the highest and most impressive ratings for car insurance providers.

Financial Stability

Financial Stability Rating: 
4.0
out of 599 user reviews

The financial stability rating for Amica car insurance is also quite high and at 4.5 out of 5 based on the company’s assets, and claim processing. Total asset from all insurance providers in the country is $102.5 billion, and there Amica has assets of $5.1 billion which are a healthy figure. Therefore it shows that Amica is good enough in processing claims, and settling claims.

To contact Amica, you must contact through their official helpline number at (800) 242-6422. There you will get the perfect Amica car insurance quote. And you will be able to compare the quote with other insurance providers. While cheap quotes are always welcome, you must also compare and find out the extra coverage you are getting with the discounts on the policies, from all insurance providers.

Survey Review Data

Contact Info

General Phone Number: 
800-242-6422
Customer Service Phone: 
866-286-9968

100 Amica Way,

Lincoln, RI 02865 

800-242-6422

Newest From Blog

The above word, PIP is related with a type of insurance or can be called as a personal medical protection to those peoples who have this. PIP, stands for personal injury protection auto insurance or personal insurance protection.

If someone have a vehicle like car, bus, van, jeep, motorbike, scooter etc. than he/she must have to insure your vehicle under any insurance policy. Any insurance company just assured you to get the coverage of your vehicle at the time of damage due to certain reasons of occurring accident.

Many coverages are there in insurance policies, but not any other issues can be covered through that particular policy. So, for that the other types of issue of damage or accident there is a comprehensive auto insurance covers. What is comprehensive insurance?