Rather its policy prices are as expensive as many other big names in the auto insurance segment.
Based on several parameters, the rating of Amica as the auto insurance provider is 94 out of 100. This rating is a fairly good one and combines three important ratings on a scale of 5. They rate 4 for affordability for their plans being somewhat expensive, 4.3 for customer satisfaction, and another 4 for financial stability. It has been compared with other insurance company plans, and it stands on the 4th place as the most favored insurance providers in the country.
The cheap auto insurance coverage provided by Amica falls under the same standard as many other leading insurance providers in the nation offers. The standard ones like bodily injury liability, property damage liability, uninsured motorist bodily injury, and property damage all are covered by the company.
Bodily injury coverage and uninsured motorist bodily injury, both are $15000 per person and $30000 per accident. $5000 is for property damage and $3500 for uninsured motorist property damage.
When comparing the affordability of Amica Insurance Company with other leading insurers in the market, the rating comes to 4 out of 5. This rating shows that though Amica is expensive as many other insurance providers, yet it’s less expensive compared to other leading names. Where the monthly premium quote that is highest in the market is close to $145, in the case of Amica it is $125, which is quite less. In this way, when you combine the 6 months EMI, you would see that there is a substantial saving of some $99 when you go for Amica policies compared to other expensive policies.
As per Amica car insurance reviews, the total numbers of discounts available on the Amica policies are 13, which includes the following:
- Customer Loyalty
- Auto Pay
- Electronic Billing
- Defensive Driver Courses
- Good Student
- Up-Front Payment
- Long Distance Student
- Internal Safety Features
- Multi-Vehicle Policy
- Multi-Line Policy
- Young Driver Training
- Anti-Theft Devices
Some of the main parameters which have actively contributed towards the making of the Amica customer satisfaction rating are:
Premium Affordability - 8
Claims Process - 9.2
Ease of Setup - 9.3
Discount Satisfaction - 7.9
Customer Service - 9.1
The ratings contribute to form an overall customer satisfaction rating of 4.3 in 5 for Amica. And undoubtedly this rating is one of the highest and most impressive ratings for car insurance providers.
The financial stability rating for Amica car insurance is also quite high and at 4.5 out of 5 based on the company’s assets, and claim processing. Total asset from all insurance providers in the country is $102.5 billion, and there Amica has assets of $5.1 billion which are a healthy figure. Therefore it shows that Amica is good enough in processing claims, and settling claims.
To contact Amica, you must contact through their official helpline number at (800) 242-6422. There you will get the perfect Amica car insurance quote. And you will be able to compare the quote with other insurance providers. While cheap quotes are always welcome, you must also compare and find out the extra coverage you are getting with the discounts on the policies, from all insurance providers.
Survey Review Data
100 Amica Way,
Lincoln, RI 02865