Aarp

Car Insurance
AARP Auto Insurance has been insuring their members since 1984. The insurer primarily caters to the senior drivers above the age of 50 years. Also known as The Hartford, AARP car insurance company has its offices in all fifty states of the country.
4.5
out of 599 user reviews

Insurance Coverage

The insurer is more popular among the senior drivers owing to some of the special services that are being offered by them. These services, which include the First accident forgiveness program, disappearing deductible program, $100 deductible waiver program, One Deductible program and much more make AARP auto insurance company the hot favorite among the senior drivers.

There are a number of other features available for AARP members that include Recover Care, the reimbursement policy for essential home services if the covered individual gets injured and bedridden. The company also offers new car replacement coverage if a new car which is less than 15 months old or has traveled less than 15,000 km gets totaled. The company also has more than 1,600 authorized repair garages which make it easy for the users to find a trusted repair service after an accident takes place.

The AARP car insurance company offers a variety of insurance coverages in all the 50 states of the country. While the coverage amounts vary by the state, the standard coverages which are offered include bodily injury liability, uninsured motorist coverage, collision coverage, property damage liability coverage, medical coverages, and personal injury protection. You would need to check for the coverage amount for your state with the agent as it keeps on varying for every state.

Coverage Options

Talking of coverage options, AARP car insurance reviews would confirm that the insurer provides standard coverages like any other auto insurer in the market. The coverage options of AARP include bodily injury liability, medical payments, uninsured motorist coverage, comprehensive physical damage coverage, collision coverage, and property damage liability coverage.

Apart from these, there are some additional coverage options that are being provided by AARP. These include the following.

Glass coverage - This coverage option pays for repairing the window and/or replacing the covered glass without any deductible. While the same would still be covered by comprehensive physical damage coverage, the driver would have to pay a certain part of the repair bill as the deductible amount there. With glass coverage, the whole money is being paid out by the insurer and nothing goes out of the pockets of the user.

Towing coverage – This coverage pays for the towing charges that are required to be paid to tow the damaged car to the nearest repair station.

Rental car expenses – This coverage pays for the rental car that is being rented during the period of the covered car getting repaired in the garage.

Personal umbrella insurance – This coverage pays for expenses beyond accidents and damages and covers the losses that exceed the liability coverage limits of the home or car insurance policies.

 

Affordability

When it comes to premium affordability, AARP car insurance reviews would confirm that the insurer provides really affordable premiums to senior drivers who are aged 50 years or more.

To reduce the AARP car insurance quote, the company provides a number of discounts to its customers. One can reduce the car insurance premium amount to great extent by clubbing these discounts provided they are eligible for these discounts.

  • Bundle insurance savings discount
  • Paid in full discount
  • Anti-theft devices discount
  • Air bags discount – not a very common discount that is given by other players in the auto insurance market
  • Defensive driver course discount
  • Fuel type discount -  discount would be applicable on hybrid or electric vehicles
  • Driver training discount
  • Good student discount

Customer Satisfaction

Customer Satisfaction Rating: 
4.5
out of 599 user reviews

With about 96% of the customers recommending AARP car insurance to their friends and families, the customer satisfaction rating that would be earned by this insurer is 4.8 out of 5, which is much better as compared to the other auto insurers that operate in the market. The auto claims process of AARP has also been rated 4.7 out of 5, which makes it even justified that why the customers are so satisfied with the insurer.

Financial Stability

Financial Stability Rating: 
4.5
out of 599 user reviews

With the 200 years of existence of Hartford insurance company, AARPP auto insurance gets well-backed in terms of financial stability. The claims process rating that is given to AARP auto insurance company by its customers is a whopping 4.7 which certainly talks high about the financial stability of the company.

Conclusion

With the lifetime renewability feature, AARP will never cancel your policy or stop it from getting renewed just because you filed a claim. Till the time you keep on paying the premiums and hold a valid driver’s license, the policy would keep on getting auto-renewed year after year. Along with this, the 12-month rate protection also gives some confidence to the buyers that the insurance premium would not get changed in the middle of the year. Considering all these factors, it is certainly worthy to invest on the cheap car insurance policy from AARP auto insurance.

Survey Review Data

Contact Info

Website: 
General Phone Number: 
1-888-687-2277
Customer Service Phone: 
1-877-434-7598

AARP
601 E Street, NW
Washington DC 20049

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